Agentic Commerce

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Payment Processors

30 companies in this category

Overview

Payment Processors handle the actual verification, routing, and settlement of agentic transactions. This is the most crowded category in the market map with 31+ players, reflecting the massive opportunity.

Coinbase is the anchor with its x402 protocol reference implementation. PayAI is the second-largest facilitator with 28M transactions processed on Solana.

Traditional giants Stripe, Visa, Mastercard, PayPal, and Adyen are all building agentic payment capabilities. A long tail of specialized processors serve different niches: x402-rs (Rust implementation), OpenFacilitator (no-code), AsterPay (EUR settlement), and Ultravioleta DAO (Latin American gasless payments).

The defining trend is convergence: crypto-native processors are adding fiat rails while traditional processors are adding crypto capabilities.

All Companies (30)

Autoincentive

Autoincentive

Free public x402 facilitator for Base and Solana, verifying payment signatures and settling transactions on-chain for autonomous AI agents.

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GoPlausible

GoPlausible

Algorand's designated x402 facilitator providing MCP servers, A2A, AP2, and x402 protocol integrations; built a complete Agentic Wallet for Algorand using OAuth+OIDC identity.

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Corbits

Corbits

"The fastest way to unlock Agentic Commerce" -- integrates Nansen's API and MCP with x402 to eliminate API key management; built on Faremeter open-source framework for x402/AP2.

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x402jobs

x402jobs

"The Upwork for AI Agents" -- first decentralized job marketplace where AI agents can hire other specialized agents for tasks, with x402-based payments.

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AsterPay

AsterPay

EUR settlement layer for AI agent payments, MiCA-compliant, with ERC-8004 identity support.

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Kobaru

Kobaru

x402 micropayment gateway for API monetization, handling the deterministic payment flow: detect 402, read price, check budget, sign, settle, retry with proof.

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x402-rs

x402-rs

Independent, production-ready Rust implementation of the x402 payment protocol with multi-chain support (EVM, Solana, Aptos), axum/tower integration, and a built-in facilitator server.

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PayAI

PayAI

Solana-first, multi-network x402 facilitator that verifies, routes, and settles micro-transactions for AI agents in under a second; second-largest facilitator after Coinbase with 28M transactions processed.

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Stripe

Stripe

Launched the Agentic Commerce Suite with Shared Payment Tokens (SPTs) enabling AI agents to initiate payments without exposing credentials; co-developed the Agentic Commerce Protocol with OpenAI.

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Daydreams

Daydreams

Agentic commerce framework with Lucid Agents SDK for bootstrapping AI agents in 60 seconds with crypto/fiat payment rails (AP2, A2A, x402, ERC-8004) across Express, Next.js, and more.

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Heurist

Heurist

Full-stack AI infrastructure for onchain agents with serverless AI APIs, MCP/A2A agent marketplace, ZK Layer 2 payment rails, and x402 facilitator enabling pay-as-you-go AI inference.

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Dexter

Dexter

Agent economy platform where agents discover tools via MCP, pay via x402, and get results in one flow; enables AI agents to autonomously pay for APIs and track spending.

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CodeNut

CodeNut

Full-stack AI agent infrastructure platform integrated into the x402 ecosystem, enabling AI agents to access real-time data APIs and automate payments in multi-chain environments.

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RelAI

RelAI

x402 protocol facilitator supporting multiple facilitators (PayAI, AutoIncentive, Dexter, Stripe PayTo) optimized for different networks for AI agent payments.

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Meridian

Meridian

Micropayment infrastructure protocol on Base implementing x402 and AP2, enabling instant payment splitting and per-API-call monetization for AI agents at fractions of a cent.

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OpenFacilitator

OpenFacilitator

No-code x402 payment facilitator platform providing shareable payment links, custom branding at pay.yourdomain.com, and webhook-automated fulfillment for both humans and AI agents.

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Coinbase

Coinbase

Creator of the x402 protocol and co-founder of the x402 Foundation with Cloudflare; launched Agentic Wallets giving AI agents autonomous onchain capabilities with built-in wallet infrastructure.

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thirdweb

thirdweb

Full-stack infrastructure for AI agents with x402 payments across thousands of chains, AI model t0 trained on 2,500+ EVM networks, and integrated wallet infrastructure securing $100B+ in assets.

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Ultravioleta DAO

Ultravioleta DAO

Latin American Web3 DAO providing gasless x402 facilitator services on Avalanche, Base, and Celo, building trustless AI agent economies with ERC-8004 identity and CrewAI orchestration.

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AurraCloud

AurraCloud

Provides Open Broker (Hyperliquid trading CLI for agents), onchain payment channels, tokenized agents, and decentralized infrastructure powered by the x402 protocol.

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Skyfire

Skyfire

Purpose-built payment infrastructure for AI agents with KYAPay identity and payment capabilities, enabling autonomous agents to make and receive payments without credit cards. Raised $9.5M, partnered with Visa Intelligent Commerce.

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Nekuda

Nekuda

Agentic commerce infrastructure providing an SDK that gives AI agents a secure wallet to collect, store, and use payment credentials. Raised $5M from Amex Ventures and Visa Ventures; launch partner for Visa Intelligent Commerce.

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PayPal

PayPal

Launched Agent Ready + Store Sync agentic commerce services, instantly enabling millions of merchants to accept AI-agent-initiated payments. Partnered with Perplexity, Google, and Mastercard.

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Adyen

Adyen

Major payment processor building merchant-first agentic commerce framework. Early partner on Visa's Trusted Agent Protocol, collaborating with Google on AP2, with Universal Token Vault for secure AI agent payment token storage.

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Visa

Visa

Visa Intelligent Commerce initiative enabling AI agents to transact on VisaNet with Trusted Agent Protocol for bot-vs-agent verification; predicts millions using agent purchases by 2026.

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Mastercard

Mastercard

Launched Agent Pay with Agentic Tokens -- dynamic digital credentials that empower AI agents to transact securely on a consumer's behalf using tokenized payment credentials.

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Wirex

Wirex

Launched Wirex Agents — a non-custodial infrastructure layer with an MCP server enabling AI agents to create stablecoin cards, open virtual accounts, and execute autonomous transactions onchain.

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Gnosis Pay

Gnosis Pay

Self-custodial Visa debit card that spends stablecoins directly from a Gnosis Safe smart contract wallet. Smart-contract-wallet-native design means AI agents with Safe access can programmatically fund and spend via traditional Visa rails.

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Immersve

Immersve

Mastercard principal member with non-custodial, smart-contract-based card issuance. API-first issuing-as-a-service where users retain control of funds until the moment of purchase via onchain settlement.

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Lobstr

Lobstr

Payment solution for OpenClaw agents on Solana; issues virtual cards via Visa Intelligent Commerce for AI agents to pay at any checkout.

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Explore Other Categories

User Interfaces

6 companies — where humans interact with agents

Discovery

10 companies — finding products & services

Identity & Trust

15 companies — who you are & can you be trusted

Agent Networks

5 companies — how agents connect & collaborate

Crypto Commerce

13 companies — buying & selling with crypto

Agent Frameworks & Tooling

36 companies — how agents are built

Payment Infrastructure

30 companies — rails for moving money

Stablecoins

3 companies — the money layer

Wallets & Tooling

13 companies — managing keys & agent wallets

Hosting / Cloud / Compute

19 companies — where agents run

Proprietary Models

6 companies — closed-source AI brains

Open Source Models

8 companies — self-hostable AI brains

Blockchains

19 companies — settlement & consensus

Standards & Protocols

12 companies — the foundation everything is built on

Agent Harness

12 companies — the agents themselves